Your Pompano Beach Mortgage Lender — Home Loans, Refinancing & Pre-Approvals

Down Payment Assistance Programs in Pompano Beach, FL — Home Loans & Pre-Approvals

Nick Lazarevic (NMLS #386391) with 1st Capital Group serves Pompano Beach and all of Broward County with conventional, FHA, VA, and specialty loan programs. Pompano Beach has undergone a major revitalization, offering beachfront living and investment opportunities at prices below neighboring Fort Lauderdale. Get pre-approved in as little as 24 hours.

Down Payment Assistance Programs in Pompano Beach

Pompano Beach buyers have access to statewide DPA programs plus Broward County local assistance that can be combined for $45,000+ in total help toward your down payment and closing costs.

Statewide Programs Available to Pompano Beach Buyers

Hometown Heroes: Up to $35,000 — 0% interest deferred loan, no monthly payments. For teachers, nurses, first responders, military, and 50+ eligible professions.
FL Assist: Up to $10,000 — 0% interest deferred second mortgage, no monthly payments.
FL HLP: Up to $10,000 — 3% interest, 15-year repayment.
Salute Our Soldiers: Up to $35,000 — for veterans and active military. Veterans don’t need to be first-time buyers.

Broward County Local Programs

Broward County receives SHIP funding from the state and may offer additional local DPA programs. Program amounts and availability change throughout the year. I track which programs are currently funded and accepting applications in Pompano Beach and the surrounding area.

Pompano Beach DPA Stacking Example

Hometown Heroes: $35,000 (state)
FL Assist: $10,000 (state)
Broward County SHIP/local programs: varies
Total potential: $45,000+ depending on local availability

I specialize in finding and stacking every DPA program you qualify for. Contact me for a personalized breakdown based on your income, occupation, and where you’re buying in Pompano Beach.

2026 Conforming Loan Limit

The conforming loan limit for Broward County in 2026 is $832,750.

Frequently Asked Questions

What down payment assistance is available in Pompano Beach?

Broward County SHIP offers up to $71,370, plus statewide programs like Hometown Heroes (up to $35,000). These can often be stacked for significant assistance.

What should I know about buying a condo in Pompano Beach?

Condo buildings must meet warrantability guidelines for conventional financing and be FHA-approved for FHA loans. Insurance, reserves, and litigation status affect eligibility. Working with a lender who knows which buildings qualify saves time.

Pompano Beach’s Housing Market

Pompano Beach is in the middle of a transformation, with new luxury condos and mixed-use developments along the beach and Atlantic Boulevard creating a modern coastal community. The city offers a range of housing from the revitalized beachfront to established inland neighborhoods, at price points generally below Fort Lauderdale and Boca Raton. This combination of affordability and revitalization attracts first-time buyers, investors, and international purchasers. The Pompano Beach Fishing Village redevelopment has particularly boosted interest in the beachside market.

Available Loan Programs

Conventional Loans — Competitive rates for primary residences, second homes, and investment properties
FHA Loans — Low down payment options for first-time buyers. Condo buildings must be FHA-approved.
VA Loans — Zero down payment for eligible veterans
DSCR / Investor Loans — Qualify based on rental income for investment properties
Foreign National Loans — Financing for international buyers purchasing in Pompano Beach

Serving All of Broward County

Nick serves homebuyers throughout Broward County, including Pompano Beach, Deerfield Beach, Coconut Creek, and surrounding communities. Licensed statewide.

Call: 954-300-1287 | Email: [email protected] | Contact Us for More Help