Nick Lazarevic
Licensed Mortgage Loan Originator · NMLS# 386391
No call centers. No hand-offs. When you work with 1st Capital Group, you work directly with me. I help Floridians finance homes with less money out of pocket than they thought possible.
Years in Mortgage
Florida Counties
Loan Programs
Stacking Specialist
Why 1st Capital Group
I’ve spent 18 years in this industry, and I started 1st Capital Group for one reason — most borrowers end up overpaying because nobody showed them all their options. I fix that.
As a mortgage lender, I have the flexibility to fund loans directly or shop across multiple wholesale lenders to find you the best rate and terms. You get the best of both worlds — one point of contact with access to dozens of options. I also invest heavily in technology so my clients get faster answers, quicker pre-approvals, and a closing process that actually feels modern.
Nick Lazarevic is a licensed Mortgage Loan Originator, NMLS# 386391. 1st Capital Group is a DBA of GFL Capital Mortgage, Inc., Company NMLS# 64367, a licensed mortgage lender serving borrowers across Florida.
What Sets Me Apart
Down Payment Assistance Stacking
Florida has dozens of DPA programs — Hometown Heroes, FL Assist, SHIP grants, and more. Most lenders know one or two. I track all of them, know which ones are currently funded, and I know how to stack them together for maximum assistance. I’ve helped buyers close with little to no money out of pocket.
All 67 Florida Counties
Miami, Jacksonville, Tampa, the Panhandle — I’m licensed statewide and I know the local programs in your area.
Every Loan Type, One Lender
FHA, VA, Conventional, USDA, DSCR, Foreign National, Jumbo — matched to your financial picture.
How It Works
We Talk
Quick call or text. No 50-page application upfront.
I Run Your Options
Side-by-side comparison with real numbers. No surprises.
You Choose, I Execute
Lender submission, underwriting, closing. One contact, start to finish.
Ready to See What You Qualify For?
Free, no-obligation consultation. I’ll show you every loan option and assistance program available in your area.
Nick Lazarevic | NMLS# 386391 · GFL Capital Mortgage | NMLS# 64367
Licensed Mortgage Lender — State of Florida · Equal Housing Lender
1st Capital Group is a DBA of GFL Capital Mortgage. All loans subject to credit approval. Programs, rates, terms, and conditions are subject to change without notice. Not a commitment to lend.