Your Coral Springs Mortgage Lender — Home Loans, Refinancing & Pre-Approvals

Down Payment Assistance Programs in Coral Springs, FL — Home Loans & Pre-Approvals

Nick Lazarevic (NMLS #386391) with 1st Capital Group serves Coral Springs and all of Broward County with conventional, FHA, VA, and specialty loan programs. Coral Springs consistently ranks among the safest and best-planned cities in Florida, with excellent schools and family-friendly neighborhoods. Get pre-approved in as little as 24 hours.

Down Payment Assistance Programs in Coral Springs

Coral Springs buyers have access to statewide DPA programs plus Broward County local assistance that can be combined for $45,000+ in total help toward your down payment and closing costs.

Statewide Programs Available to Coral Springs Buyers

Hometown Heroes: Up to $35,000 — 0% interest deferred loan, no monthly payments. For teachers, nurses, first responders, military, and 50+ eligible professions.
FL Assist: Up to $10,000 — 0% interest deferred second mortgage, no monthly payments.
FL HLP: Up to $10,000 — 3% interest, 15-year repayment.
Salute Our Soldiers: Up to $35,000 — for veterans and active military. Veterans don’t need to be first-time buyers.

Broward County Local Programs

Broward County receives SHIP funding from the state and may offer additional local DPA programs. Program amounts and availability change throughout the year. I track which programs are currently funded and accepting applications in Coral Springs and the surrounding area.

Coral Springs DPA Stacking Example

Hometown Heroes: $35,000 (state)
FL Assist: $10,000 (state)
Broward County SHIP/local programs: varies
Total potential: $45,000+ depending on local availability

I specialize in finding and stacking every DPA program you qualify for. Contact me for a personalized breakdown based on your income, occupation, and where you’re buying in Coral Springs.

2026 Conforming Loan Limit

The conforming loan limit for Broward County in 2026 is $832,750.

Frequently Asked Questions

Why is Coral Springs popular with families?

Coral Springs offers top-rated schools, low crime, tree-lined streets, and well-maintained parks. It consistently ranks among the safest and best-planned cities in Florida.

What down payment assistance is available in Coral Springs?

Broward County SHIP offers up to $71,370, plus statewide programs like Hometown Heroes (up to $35,000). These can often be stacked.

Coral Springs Housing Market

Coral Springs is one of Broward County’s premier family communities, known for its tree-lined streets, top-rated schools, and planned development. The city attracts families, professionals, and move-up buyers looking for more space than coastal Broward offers. Neighboring Parkland provides upscale options, while Coral Springs proper offers a range from townhomes and condos to larger single-family homes. The strong school system and low crime drive consistent demand and stable property values.

Available Loan Programs

Conventional Loans — The most popular choice for Coral Springs buyers with established credit
FHA Loans — Low down payment options for first-time buyers
VA Loans — Zero down payment for eligible veterans
Jumbo Loans — For higher-priced properties in Parkland and premium communities
DSCR / Investor Loans — Qualify based on rental income for investment properties

Serving All of Broward County

Nick serves homebuyers throughout Broward County, including Coral Springs, Parkland, Margate, and Coconut Creek. Licensed statewide.

Call: 954-300-1287 | Email: [email protected] | Contact Us for More Help