Licensing & Compliance

1st Capital Group is a DBA of GFL Capital Mortgage, Inc. (Company NMLS #64367), a licensed mortgage lender serving Florida borrowers. Nick Lazarevic (NMLS #386391) is a licensed Mortgage Loan Originator. We are committed to full regulatory compliance, transparent business practices, and responsible mortgage guidance across Florida.

Company Licensing

GFL Capital Mortgage, Inc.
NMLS #64367
Licensed Mortgage Lender in the State of Florida

Nick Lazarevic
NMLS #386391
Licensed Mortgage Loan Originator

You can verify our licensing information through the NMLS Consumer Access website.

Equal Housing Lender

1st Capital Group is an Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, familial status, or any other basis protected by law.

State Licensing

GFL Capital Mortgage, Inc. (NMLS #64367) is licensed to originate mortgages in the following states:

California – Licensed by the Department of Real Estate No. 01845624
California – Licensed by the Department of Financial Protection and Innovation No. 60DBO-64484
Colorado – Mortgage Company Registration – Regulated by the Division of Real Estate
Florida – Licensed by the Office of Financial Regulation No. MLD 2176
Idaho – Licensed by the Idaho Department of Finance No. MBL-2080064367
Nevada – Licensed by the Division of Mortgage Lending No. MB-4265
North Carolina – Licensed by the NCCOB No. L-227607
Oregon – Licensed by the Division of Financial Regulation No. ML-4835
Pennsylvania – Licensed by the PA Dept of Bank and Securities No. 112352
Tennessee – Licensed by the Department of Financial Institutions No. 64367
Texas – Licensed by the TX Dept of Savings and Mortgage Lending No. 64367
Utah – Licensed by the Department of Real Estate No. 11715027
Washington – Licensed under the Consumer Loan Act No. CL-64367

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

Regulatory Information

If you have a complaint about our mortgage services, you may contact:

Florida Office of Financial Regulation
200 E. Gaines Street, Tallahassee, FL 32399
Phone: 850-487-9687
Website: www.flofr.gov

Consumer Financial Protection Bureau (CFPB)
Phone: 855-411-2372
Website: www.consumerfinance.gov

1st Capital Group as dba of GFL Capital Mortgage Inc | Company NMLS #64367 | Licensed Mortgage Lender in the State of Florida | Equal Housing Lender